After an accident, expect a claims adjuster to try to settle the case as inexpensively as possible. That’s good for the insurer, but you’ll need to look out for your own interests.

The light turns green. You drive forward. Suddenly your world slams sideways, and an airbag punches you in the face.

Someone ran the red light and broadsided you. Now what?

Don’t say anything, and, for heaven’s sake, don’t sign anything.

And if the other guy’s insurance company sends over a claims adjuster the next day? Don’t talk to him either.

Insurance claims adjusters are trained to sniff out fraud. Some say they’re also trained to mess with your head by:

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